Heather Smith
New South Wales
Heather Smith lives on the Central Coast NSW. Prior to Financial Counselling she was a Horticulturalist and then worked as…
Tracy Cusack
New South Wales
Tracy lives on the Central Coast with her husband and son. Together Tracy and her husband have owned two successful…
Kate Rich
Western Australia
Kate brings 11 years’ experience as a Financial Counsellor to the STEP’s program. Kate was drawn to financial counselling when…